Our Services

Investment Portfolio Stewardship

• Reviewing your investments and designing a personalized portfolio appropriate to your needs
• Continual monitoring of your investments
• Frequent meetings to: review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio
• Quarterly Statements
• Recommendations regarding allocations within your employer-provided retirement plans such as 457s, 401(k)s, TSP
• Aggregation of all your accounts to simplify and reduce paperwork 
• Independent third party evaluation of your risk tolerance

Tax Reduction Planning

• Comprehensive review of your tax return to highlight opportunities to help maximize tax reduction strategies
• Quarterly review of your tax situation and planning to incorporate any new tax law changes
• Complimentary consultation with your tax preparer
• Recommendations of tax strategies including tax advantaged investments
• Cost basis calculation

Retirement Income & Distribution Planning

• Analysis of your income needs now and in the future
• Analysis of potential estate tax liabilities
• Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
• Recommendations regarding the most appropriate distribution strategy for your employer retirement plans and IRAs
• Analysis of the beneficiary structure of your retirement plans
• Review the possibilities of converting to a Roth IRA 

Family Wealth Planning

• Analysis of your current estate plan and concerns
• Complimentary consultation with your attorney
• Assistance in transferring assets to your Living Trust or other trusts
• Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
• Review of beneficiary designations and asset titling
• Review of your long-term care needs
• Analysis of your insurance needs and concerns

Client Services & Communications 

• Newsletter to keep you apprised of the most current planning options
• Quarterly, Semi-Annual or Annual Reviews
• Secure online access to your accounts
• Special reports on how to help reduce your taxes and other important topics