Clients we Serve

Pre-retirees / Retirees

We help our clients grow, preserve, and distribute retirement assets tax-efficiently, while helping to minimize risk.  We help our clients address the following questions:

• Am I on track for retirement?
• When can I retire?
• Which account type (taxable vs tax-deferred) should I contribute to, or distribute from?
• When should I start taking my Social Security?
• How do I calculate my Required Minimum Distributions (RMD)?
• Will I run out of money?
• How do I design a tax-efficient and sustainable retirement income plan?
• How do I leave a tax-efficient legacy to my family or favorite charity?
• How do I grow my investments while minimizing risk?

Life in Transition

• Life's journey can contain pleasant surprises as well as challenging times and we need to prepare for both. These situations can be very stressful.  We take the time to explain and walk through the planning process to make it understandable.
• How do I handle sudden wealth wisely?
• My spouse always handled the finances. How can I now make wise decisions?

Business Owners / Corporations

• How do I establish a retirement plan for our employees?
• How can I establish a financial education program for employees?
• How do I reward key employees?
• After working hard for my success, how do I plan for the future?
• How do I diversify from concentrated stock positions tax-efficiently?
• How do I plan for a smooth business succession?

Non-profit Organizations

• Assisting organizations in being good stewards of their assets in establishing Investment Policy Statements and performing performance / risk analysis reports.
• How do we evaluate if our assets are being optimized and managed effectively according to our Investment Policy Statement?
• How to establish a qualified retirement plan for employees?