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Protecting Your Loved Ones with Life Insurance
Your life insurance needs depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals.
Read MoreCredit Card Debt & The Implications for Investors
As Americans grapple with the challenges of dwindling purchasing power, credit cards have become a popular way to bridge the financial gap. This has led to a startling surge in credit card debt.
Read MoreSECURE 2.0 Adds New Early Withdrawal Exceptions
The SECURE 2.0 Act added new exceptions to the federal income tax penalty for early withdrawals from tax-advantaged retirement accounts and expanded an existing exception to employer plans. Here is more information.
Read MoreA Mid-Year Review of Your Bond Allocations
Investing in financial markets requires a proactive approach, and one key aspect of maintaining a healthy investment portfolio is conducting periodic reviews.
Read MoreFive Keys to Investing for Retirement
Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices.
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10 Easy Financial Planning Steps for Beginners
Are you unsure how to get started with financial planning? As you gather information to begin your financial planning journey, here are ten easy steps to help.
Read MoreIntegrating Social Security with Other Retirement Plans
You may receive retirement and/or survivor's benefits from sources other than Social Security. You can plan better for retirement if you know how other benefit plans and Social Security benefits affect each other.
Read MoreMutual Funds: Building Blocks for a Retirement Portfolio
Diversification — not putting all your eggs in one basket — is one of the most cherished principles of investing. That's one reason why mutual funds have become a popular choice for many investors' workplace retirement accounts.
Read MoreWhy You Need a Summer Emergency Fund
Summer is the season of fun and relaxation, but it can also be a time of unexpected expenses. From last-minute vacations to sudden home repairs, these months can often put a strain on your finances. That’s why it’s...
Read More5 FINANCIAL FACTS ABOUT THE SANDWICH GENERATION
The "sandwich generation" is the descriptive term for adults generally between the ages of 40 and 59 who are raising a minor child (or supporting a grown child) while also caring for a retirement-age or older parent. With financial...
Read MoreRetirement Revolution: 3 Reasons to Rethink Your Retirement Plan
Retirement is a time that many of us look forward to our entire careers. It is the reward for a lifetime of work and the time to indulge in hobbies and enjoy much-needed vacations. While everyone looks forward to this seemingly-magical...
Read More10 Tips to Work Toward Financial Freedom
Financial freedom is a state of being in control of one's finances, covering expenses easily, and saving for future goals. Financial freedom enables you to choose how you spend or interact with your money and have the choice to decide...
Read More2023 Tax Guide to Fringe Benefits Released
The IRS has released the 2023 final version of its Publication 15-B (The Employer’s Tax Guide to Fringe Benefits).
Read MoreRetirement Annuities Explained: What They Are and How They Work
Having enough retirement income is a top concern for many Americans nearing or in retirement. Even though they may have saved consistently throughout the working years, they may be concerned that their retirement plans will succeed.
Read More3 Ways Planning For Retirement is Like Planning For Summer Break
For kids, teens, and college students, summer break often represents freedom from schedules, responsibilities, and all those other drains on your time. Retirement actually can provide a similar level of freedom.
Read More401(k) Rollovers Can Make or Break Retirement
In an era characterized by high job turnover, it is more important than ever for employees to carefully manage their retirement savings.
Read MoreProtecting Your Loved Ones with Life Insurance
Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals.
Read MoreHow to Develop a Money Mindset That Aligns with Your Goals
Financial goals are essential. Setting them will help you to obtain the things you want out of life as well as live the lifestyle you desire, both during your working years and in your retirement.
Read MoreSmall Business Owners: Are You Retirement Ready (or Not)?
Whether you are an employee in corporate America or a small business owner, retirement is a part of life. For many, the thought of retiring and whether or not you are ready to take those first steps might be overwhelming or intimidating.
Read More7 Things You Can Do to Trim Your 2023 Tax Bill
Tax season can be a stressful time for many people, especially if you're not fully prepared. However, with some advance planning and preparation, you can take steps to mitigate your tax bill for the upcoming year.
Read MoreInvest in Your Financial Education During Financial Literacy Month
April brings more than possible rain showers. It also marks Financial Literacy Month in the U.S.
Read More5 Last Minute Considerations Before Tax Day
With April’s federal tax filing and payment deadline on the horizon, Americans are dotting their i’s and crossing their t’s as they prepare for the countdown to Tax Day.
Read MoreUnderstanding Social Security Strategies
As you age, the question of when to collect Social Security (SS) retirement benefits will likely come to mind. There is no one size fits all age; your unique circumstances and goals will dictate the appropriate time.
Read MoreThe Facts of Life Insurance: How to use it for College Savings
A 529 plan is a popular tax-advantaged savings account to help your child pay for college tuition. However, 529 plans have contribution limits, and upon reaching the maximum limit, any more money will trigger the gift tax.
Read More5 Tax Planning Tips for Women Entrepreneurs
When you are busy running a company, it may be difficult to think about your taxes. Proactive tax planning helps you to avoid an unexpected tax liability when you file.
Read MoreCommon Mistakes That Can Hurt Your Credit
Having a good credit score doesn't just get you the best interest rates. It can also reduce your auto insurance premiums, allow you to avoid security deposits, and in some cases, even help you get hired.1But what goes into your credit...
Read MoreEmergency Savings or Your Retirement Goals?
Deciding which one comes first so you know where to focus your efforts. When it comes to personal finance, there are a number of competing priorities that can make it difficult to determine where to focus your efforts.
Read MoreStocks and Bonds Before and After Taxes
Managing Investment Returns with Tax-Efficient Strategies. Investing in U.S. stocks and bonds is a popular way for individuals and institutions to grow their wealth and generate income.
Read MoreWhy Business Owners Need Financial Planning
If you're a business owner, you are likely the Chief Everything Officer at work and have many responsibilities.
Read More5 Valentine's Day Gifts that Grow in Value Over Time
Valentine's Day is one of the biggest holidays for romance and for lavishing gifts on that special someone in your life.
Read MoreA Beginner’s Guide to Investing
When you start to consider if investing is an appropriate option for you, you may have questions. You might want to ask: How do I invest money, and where? How much money will I need?
Read MoreA Penny Saved is a Penny Earned
There are many reasons why people save money. For some, it is so they can enjoy a certain amount of financial confidence and freedom, while others squirrel away money for emergencies or future plans like the down payment for a home.
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